Jeremy Schneider retired at 36 after selling his internet startup, RentLinx. He went on to found Personal Finance Club with the idea of helping others invest and become multi-millionaires like himself. He is also the co-founder of Nectarine, where users can pay for investing advice by the hour. 

On Market Overtime, he discusses his origin story and how he bet on himself early in his career, turning down a corporate job at Microsoft to become an entrepreneur with “about $6K” as a recent grad. Despite a lack of assets and industry connections, he began to sell websites to local college-town landlords to help them advertise more widely – which then became RentLinx. 

Here’s the thing - he lived on debt for a season, firing up his credit cards, but Schneider says if he were to do it over again, he wouldn’t do that. After growing and selling his business, he talks about needing to find purpose in a project and followed his passion of personal finance. Schneider opines on the lack of financial education in the U.S. school system and the need to educate adults across the income spectrum in a way that is “not intimidating.” 

His two main rules for investing are living below your means and investing early and often. He thinks people are getting “the big things wrong” and worrying too much about nuance, such as choosing particular funds. Schneider also says you don't have to hit big like he did to grow wealth, he says 9-5ers can have the same success. He shares some success stories from Personal Finance Club, emphasizing that there “is no hack” – it’s “discipline.”

Watch the full interview below:

Tune in live from 8 a.m. to 5 p.m. ET, or anytime, anywhere, on‑demand.

Or stream it via thinkorswim® and thinkorswim Mobile, available through our broker-dealer affiliate, Charles Schwab & Co., Inc

Please do not reply to this email. Replies are not delivered to Schwab Network. For inquiries or comments, please email [email protected].

See how your information is protected with our privacy statement. 

Charles Schwab and all third parties mentioned are separate and unaffiliated, and are not responsible for one another's policies, services or opinions. Schwab Network is brought to you by Charles Schwab Media Productions Company (“CSMPC”). CSMPC is a wholly owned subsidiary of The Charles Schwab Corporation and is not a financial advisor, registered investment advisor, broker-dealer, or futures commission merchant.